@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');

:root{
  --navy:#06111b;
  --navy-2:#081824;
  --navy-3:#0d2231;
  --ink:#10202d;
  --muted:#637481;
  --line:#dfe5e8;
  --paper:#f5f6f4;
  --paper-2:#eef1ef;
  --white:#ffffff;
  --gold:#c9a457;
  --gold-2:#e3c77f;
  --gold-soft:#f4e7c4;
  --green:#6fc39b;
  --shadow:0 30px 80px rgba(6,17,27,.10);
  --radius:22px;
  --shell:min(1220px,calc(100% - 48px));
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--white);color:var(--ink);
  font:400 16px/1.7 Inter,system-ui,sans-serif;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden
}
body.menu-open{overflow:hidden}
h1,h2,h3,.brand strong{font-family:Manrope,Inter,sans-serif}
h1,h2,h3,p{margin-top:0}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
button,input,textarea,select{font:inherit}
.shell{width:var(--shell);margin-inline:auto}
.narrow{max-width:900px}
.center{text-align:center}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:fixed;top:8px;left:8px;z-index:9999;background:#fff;padding:10px 14px;transform:translateY(-160%);border-radius:8px}
.skip-link:focus{transform:none}
::selection{background:var(--gold);color:#07131f}

.ambient{position:fixed;z-index:-1;border-radius:999px;filter:blur(90px);pointer-events:none;opacity:.14}
.ambient-a{width:360px;height:360px;background:#caa75c;right:-120px;top:20%}
.ambient-b{width:460px;height:460px;background:#163c54;left:-180px;top:65%}

.site-header{
  position:fixed;top:0;left:0;right:0;z-index:100;
  background:linear-gradient(to bottom,rgba(4,13,21,.86),rgba(4,13,21,.35));
  backdrop-filter:blur(18px);border-bottom:1px solid rgba(255,255,255,.06);
  transition:.25s ease
}
.site-header.scrolled{background:rgba(5,15,24,.92);box-shadow:0 14px 50px rgba(0,0,0,.17)}
.nav-shell{min-height:88px;display:flex;align-items:center;gap:25px}
.brand{display:inline-flex;align-items:center;gap:13px;min-width:max-content}
.brand-mark{
  width:45px;height:45px;display:grid;place-items:center;color:var(--gold-2);
  background:linear-gradient(145deg,rgba(227,199,127,.12),rgba(255,255,255,.025));
  border:1px solid rgba(227,199,127,.34);border-radius:13px;box-shadow:inset 0 1px rgba(255,255,255,.08)
}
.brand-mark svg{width:31px;height:31px;fill:none;stroke:currentColor;stroke-width:1.35}
.brand-copy{display:grid;line-height:1.1}
.brand-copy strong{color:#fff;font-size:16px;letter-spacing:.005em}
.brand-copy small{color:#8599a6;font-size:9px;margin-top:6px;letter-spacing:.11em;text-transform:uppercase}
.primary-nav{display:flex;gap:18px;align-items:center;margin-left:auto}
.primary-nav a{
  position:relative;color:#aab8c1;font-size:12px;font-weight:600;white-space:nowrap;padding:33px 0 29px
}
.primary-nav a:after{content:"";position:absolute;left:0;right:100%;bottom:21px;height:1px;background:var(--gold);transition:.2s ease}
.primary-nav a:hover,.primary-nav a.is-active{color:#fff}
.primary-nav a:hover:after,.primary-nav a.is-active:after{right:0}
.nav-actions{display:flex;align-items:center;gap:16px}
.language-switch{
  display:flex;align-items:center;gap:7px;padding:7px 10px;border:1px solid rgba(255,255,255,.08);
  border-radius:999px;background:rgba(255,255,255,.025);font-size:10px;font-weight:800
}
.language-switch>span{width:3px;height:3px;background:#566a77;border-radius:50%}
.language-switch a{color:#6f8491;letter-spacing:.05em}
.language-switch a.active,.language-switch a:hover{color:var(--gold-2)}
.menu-toggle{display:none;background:none;border:0;padding:10px;cursor:pointer}
.menu-toggle>span:not(.sr-only){display:block;width:23px;height:2px;background:#fff;margin:5px 0}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:52px;padding:0 23px;border-radius:11px;
  border:1px solid transparent;font-weight:700;font-size:12px;letter-spacing:.015em;transition:.22s ease;cursor:pointer
}
.btn:hover{transform:translateY(-2px)}
.btn-gold{
  background:linear-gradient(135deg,#d8b765,#b98f3f);color:#0d1620;border-color:#d2ad59;
  box-shadow:0 13px 34px rgba(188,146,63,.16),inset 0 1px rgba(255,255,255,.3)
}
.btn-gold:hover{box-shadow:0 18px 42px rgba(188,146,63,.25)}
.btn-ghost{border-color:rgba(255,255,255,.18);color:#fff;background:rgba(255,255,255,.025)}
.btn-ghost:hover{border-color:rgba(255,255,255,.45);background:rgba(255,255,255,.05)}
.btn-small{min-height:39px;padding:0 14px;font-size:10px}
.btn-arrow span,.text-link span{transition:transform .2s ease}
.btn-arrow:hover span,.text-link:hover span{transform:translate(3px,-3px)}
.btn-outline-gold{border-color:rgba(227,199,127,.42);color:var(--gold-2);background:rgba(227,199,127,.03)}
.btn-outline-gold:hover{background:rgba(227,199,127,.08)}

.hero{
  min-height:100vh;position:relative;overflow:hidden;background:
    radial-gradient(circle at 79% 26%,rgba(201,164,87,.13),transparent 26%),
    radial-gradient(circle at 5% 90%,rgba(26,78,107,.18),transparent 34%),
    linear-gradient(135deg,#040c13 0%,#071520 48%,#0a2130 100%);
  color:#fff;padding:158px 0 32px
}
.hero-noise{
  position:absolute;inset:0;opacity:.35;pointer-events:none;
  background-image:
    linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);
  background-size:64px 64px;
  mask-image:linear-gradient(to right,#000 30%,transparent 96%)
}
.hero-grid-v2{
  position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(450px,.95fr);
  gap:78px;align-items:center
}
.hero-badge{
  width:max-content;max-width:100%;display:flex;align-items:center;gap:10px;padding:8px 13px;
  border:1px solid rgba(255,255,255,.10);border-radius:999px;background:rgba(255,255,255,.025);
  color:#8fa4b0;font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:28px
}
.pulse-dot{width:6px;height:6px;border-radius:50%;background:#7bd1a6;box-shadow:0 0 0 6px rgba(123,209,166,.08)}
.hero h1{font-size:clamp(50px,5.5vw,78px);line-height:1.015;letter-spacing:-.055em;max-width:900px;margin-bottom:28px}
.hero h1 em{font-style:normal;color:var(--gold-2)}
.hero-lead{color:#aebdc6;font-size:17px;line-height:1.82;max-width:720px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:36px}
.hero-meta{
  display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:54px;padding-top:24px;border-top:1px solid rgba(255,255,255,.09)
}
.hero-meta div{padding-right:14px;border-right:1px solid rgba(255,255,255,.07)}
.hero-meta div:last-child{border-right:0}
.hero-meta strong{display:block;color:#fff;font-size:11px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:5px}
.hero-meta span{display:block;color:#748995;font-size:10px;line-height:1.4}
.eyebrow{color:var(--gold-2);font-size:10px;font-weight:800;letter-spacing:.2em;text-transform:uppercase;margin-bottom:18px}
.eyebrow.dark{color:#8d7137}

.hero-visual{position:relative;min-height:590px;display:flex;align-items:center;justify-content:center}
.visual-orbit{position:absolute;border:1px solid rgba(227,199,127,.12);border-radius:50%;animation:spin 26s linear infinite}
.orbit-one{width:560px;height:560px}
.orbit-two{width:430px;height:430px;border-style:dashed;animation-direction:reverse;animation-duration:32s}
.visual-orbit:before{content:"";position:absolute;width:7px;height:7px;border-radius:50%;background:var(--gold);top:50%;left:-4px;box-shadow:0 0 20px var(--gold)}
.portfolio-shell{
  position:relative;z-index:3;width:min(100%,510px);padding:24px;border:1px solid rgba(255,255,255,.13);
  border-radius:24px;background:linear-gradient(145deg,rgba(255,255,255,.075),rgba(255,255,255,.018));
  box-shadow:0 40px 100px rgba(0,0,0,.30),inset 0 1px rgba(255,255,255,.08);backdrop-filter:blur(20px)
}
.portfolio-top{display:flex;align-items:center;justify-content:space-between;gap:20px}
.portfolio-top>div{display:grid;gap:3px}
.tiny-label{font-size:8px;letter-spacing:.18em;color:#758995;font-weight:800}
.portfolio-top strong{font:700 15px/1.3 Manrope}
.status-pill{
  font-size:8px;font-weight:800;letter-spacing:.13em;padding:7px 10px;border:1px solid rgba(111,195,155,.26);
  color:#83d4ad;border-radius:999px;background:rgba(111,195,155,.06)
}
.visual-chart{height:220px;margin:28px -3px 18px}
.visual-chart svg{width:100%;height:100%;overflow:visible}
.chart-grid{fill:none;stroke:rgba(255,255,255,.055);stroke-width:1}
.chart-area{fill:url(#area)}
.chart-line{fill:none;stroke:#dfbd6d;stroke-width:2.2;filter:drop-shadow(0 0 8px rgba(223,189,109,.32))}
.portfolio-data{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;border-top:1px solid rgba(255,255,255,.08);padding-top:18px}
.portfolio-data span{display:block;font-size:8px;color:#667d89;text-transform:uppercase;letter-spacing:.12em;margin-bottom:5px}
.portfolio-data strong{font-size:10px;line-height:1.45;color:#c8d2d8;font-weight:600}
.floating-chip{
  position:absolute;z-index:4;display:flex;align-items:center;gap:10px;padding:11px 14px;border:1px solid rgba(255,255,255,.1);
  border-radius:12px;background:rgba(8,24,36,.78);backdrop-filter:blur(16px);box-shadow:0 18px 40px rgba(0,0,0,.18)
}
.floating-chip span{font-size:8px;color:var(--gold);font-weight:800}
.floating-chip strong{font-size:10px;color:#b9c6cd}
.chip-a{top:90px;right:-16px}
.chip-b{bottom:85px;left:-25px}
.hero-foot{position:relative;z-index:2;display:flex;justify-content:space-between;align-items:center;margin-top:54px;padding-top:18px;border-top:1px solid rgba(255,255,255,.07);color:#627986;font-size:10px}
.scroll-cue{letter-spacing:.09em;text-transform:uppercase}

.marquee-strip{overflow:hidden;background:#0b1c29;border-top:1px solid rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.06)}
.marquee-track{
  min-width:max-content;display:flex;align-items:center;gap:25px;padding:14px 0;color:#7f919d;font-size:9px;font-weight:800;
  letter-spacing:.18em;animation:marquee 32s linear infinite
}
.marquee-track i{width:4px;height:4px;border-radius:50%;background:var(--gold)}

.section{padding:106px 0}
.section-light{background:#fff}
.section-tint{background:var(--paper)}
.section-dark{background:var(--navy);color:#fff}
.section-heading{max-width:820px;margin-bottom:54px}
.section-heading.split{max-width:none;display:grid;grid-template-columns:1fr .82fr;gap:96px;align-items:end}
.section-heading h2,.two-col h2,.discipline-copy h2,.structure-head h2{
  font-size:clamp(36px,4vw,56px);line-height:1.08;letter-spacing:-.045em;margin-bottom:0
}
.section-heading>p:last-child{color:var(--muted);font-size:16px;margin:0}

.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.process-card{position:relative;padding:34px 30px 38px;border-right:1px solid var(--line);min-height:275px}
.process-card:last-child{border-right:0}
.process-number{font-size:10px;color:#9b7a37;font-weight:800}
.process-line{width:42px;height:1px;background:var(--gold);margin:65px 0 24px;transition:width .25s ease}
.process-card:hover .process-line{width:70px}
.process-card h3{font-size:20px;margin-bottom:12px}
.process-card p{color:var(--muted);font-size:13px;margin:0}

.discipline-section{position:relative;overflow:hidden}
.discipline-section:after{
  content:"";position:absolute;width:520px;height:520px;right:-160px;bottom:-220px;border-radius:50%;
  border:1px solid rgba(227,199,127,.09);box-shadow:0 0 0 70px rgba(227,199,127,.025),0 0 0 140px rgba(227,199,127,.015)
}
.discipline-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px;align-items:center;position:relative;z-index:2}
.discipline-copy h2{margin-bottom:27px;max-width:600px}
.discipline-copy>p:last-of-type{color:#91a4af;font-size:16px;max-width:620px}
.text-link{display:inline-flex;align-items:center;gap:14px;margin-top:28px;color:var(--gold-2);font-size:11px;font-weight:800;letter-spacing:.05em;text-transform:uppercase}
.principle-stack{display:grid;border-top:1px solid rgba(255,255,255,.08)}
.principle-card{display:grid;grid-template-columns:55px 1fr;gap:22px;padding:27px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.principle-card>span{color:var(--gold);font-size:9px;font-weight:800;padding-top:6px}
.principle-card h3{font-size:19px;margin-bottom:8px}
.principle-card p{color:#8296a2;font-size:13px;margin:0;max-width:560px}

.asset-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.asset-card{
  position:relative;overflow:hidden;padding:32px;min-height:330px;border:1px solid var(--line);border-radius:22px;
  background:linear-gradient(155deg,#fff 35%,#f2f4f2 100%);transition:.25s ease
}
.asset-card:before{
  content:"";position:absolute;width:230px;height:230px;border-radius:50%;right:-120px;top:-110px;
  border:1px solid rgba(201,164,87,.18);box-shadow:0 0 0 35px rgba(201,164,87,.035),0 0 0 70px rgba(201,164,87,.018)
}
.asset-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#d4c39f}
.asset-icon{
  width:44px;height:44px;display:grid;place-items:center;border:1px solid #d9c492;border-radius:13px;
  color:#8a6b2f;background:#fff;font-size:9px;font-weight:800;margin-bottom:78px
}
.asset-card h3{font-size:22px;margin-bottom:12px}
.asset-card p{color:var(--muted);font-size:13px;max-width:340px}
.asset-arrow{position:absolute;right:28px;bottom:24px;color:#9a7a37;font-size:18px}

.structure-section-v2{
  position:relative;overflow:hidden;background:
  radial-gradient(circle at 50% -20%,rgba(201,164,87,.12),transparent 35%),
  linear-gradient(145deg,#07141f,#0a1f2d);color:#fff
}
.structure-head{display:grid;grid-template-columns:1fr .65fr;gap:80px;align-items:end}
.structure-head>p{color:#8fa2ae;margin:0;font-size:15px}
.architecture{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:18px;margin:72px 0 48px}
.architecture-node{
  position:relative;min-height:245px;padding:30px;border:1px solid rgba(255,255,255,.10);border-radius:20px;
  background:linear-gradient(145deg,rgba(255,255,255,.055),rgba(255,255,255,.018));box-shadow:inset 0 1px rgba(255,255,255,.05)
}
.architecture-node:after{content:"";position:absolute;inset:10px;border:1px solid rgba(255,255,255,.035);border-radius:14px;pointer-events:none}
.node-label{font-size:8px;letter-spacing:.18em;color:var(--gold);font-weight:800;margin-bottom:62px}
.architecture-node h3{font-size:20px;line-height:1.35;margin-bottom:12px}
.architecture-node p{color:#8095a1;font-size:11px;margin:0}
.architecture-link{display:flex;align-items:center;gap:8px;width:56px}
.architecture-link span{height:1px;background:rgba(227,199,127,.3);flex:1}
.architecture-link i{font-style:normal;color:var(--gold);font-size:8px}

.investor-section{background:#f2f3f0}
.investor-panel{
  position:relative;overflow:hidden;display:grid;grid-template-columns:1fr auto;gap:60px;align-items:center;
  padding:64px;border-radius:28px;background:linear-gradient(145deg,#07141e,#0b2230);color:#fff;box-shadow:0 38px 90px rgba(6,17,27,.16)
}
.investor-orb{
  position:absolute;width:420px;height:420px;right:6%;top:-280px;border-radius:50%;
  border:1px solid rgba(227,199,127,.18);box-shadow:0 0 0 58px rgba(227,199,127,.025),0 0 0 116px rgba(227,199,127,.014)
}
.investor-copy{position:relative;z-index:2}
.investor-copy h2{font-size:clamp(32px,3.8vw,52px);line-height:1.08;letter-spacing:-.04em;max-width:820px;margin-bottom:20px}
.investor-copy>p:last-child{color:#8ea2ad;max-width:710px;margin:0}
.investor-actions{position:relative;z-index:2;display:flex;flex-direction:column;align-items:flex-start}

.page-hero{
  background:
  radial-gradient(circle at 84% 7%,rgba(201,164,87,.13),transparent 28%),
  linear-gradient(135deg,#04101a,#0c2433);color:#fff;padding:175px 0 96px;position:relative;overflow:hidden
}
.page-hero:after{
  content:"";position:absolute;inset:0;background-image:
  linear-gradient(rgba(255,255,255,.023) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.023) 1px,transparent 1px);
  background-size:64px 64px;mask-image:linear-gradient(to left,#000,transparent 75%)
}
.page-hero>.shell{position:relative;z-index:2}
.page-hero h1{font-size:clamp(44px,5vw,70px);line-height:1.04;letter-spacing:-.05em;max-width:960px;margin-bottom:24px}
.page-lead{color:#a9b9c2;font-size:18px;max-width:790px;margin:0}
.content-layout{display:grid;grid-template-columns:84px 1fr;gap:42px}
.content-kicker{color:#9a7a39;font-size:11px;font-weight:800;padding-top:8px}
.prose h2{font-size:clamp(30px,3vw,42px);line-height:1.15;letter-spacing:-.03em;margin-bottom:20px}
.prose>p{color:var(--muted);font-size:16px;max-width:760px}
.feature-list{list-style:none;padding:0;margin:30px 0 0;display:grid;gap:10px}
.feature-list li{position:relative;padding:14px 0 14px 30px;border-top:1px solid var(--line);color:#334754}
.feature-list li:before{content:"";position:absolute;left:2px;top:23px;width:6px;height:6px;background:var(--gold);border-radius:50%}

.cta-band{background:var(--navy-2);color:#fff;padding:78px 0}
.cta-grid{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}
.cta-grid h2{font-size:clamp(32px,3vw,46px);line-height:1.1;max-width:700px;margin:0}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}

.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:80px;align-items:start}
.contact-aside{position:sticky;top:120px}
.contact-aside h2{font-size:34px;line-height:1.15}
.contact-aside>a{color:#8a6e34;font-weight:700}
.contact-note{margin-top:50px;padding-top:24px;border-top:1px solid var(--line)}
.contact-note p{color:var(--muted);font-size:14px}
.form-card{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:36px;box-shadow:var(--shadow)}
.form-wide{max-width:900px;margin:auto}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form-card label:not(.check){display:grid;gap:8px;font-weight:700;font-size:12px;margin-bottom:18px;color:#3c4c57}
.form-card input,.form-card textarea,.form-card select{width:100%;border:1px solid #ced7dc;background:#fff;border-radius:10px;padding:13px 14px;outline:none;color:var(--ink);transition:.15s}
.form-card input:focus,.form-card textarea:focus,.form-card select:focus{border-color:#a9843c;box-shadow:0 0 0 3px rgba(199,164,90,.14)}
.check{display:flex;gap:11px;align-items:flex-start;color:var(--muted);font-size:12px;margin:8px 0 22px}
.check input{width:auto;margin-top:4px}
.form-status{padding:13px 15px;border-radius:10px;margin-bottom:22px;font-weight:700;font-size:13px}
.form-status.success{background:#e9f4ef;color:#245843}
.form-status.error{background:#faeceb;color:#8b3f39}
.hp-field{position:absolute;left:-9999px;opacity:0;pointer-events:none}

.site-footer{position:relative;overflow:hidden;background:#040d14;color:#fff;padding:82px 0 26px;border-top:1px solid rgba(255,255,255,.06)}
.footer-glow{position:absolute;width:560px;height:560px;right:-280px;top:-350px;border-radius:50%;background:radial-gradient(circle,rgba(201,164,87,.08),transparent 68%)}
.footer-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:58px}
.brand-footer{margin-bottom:24px}
.footer-brand p{color:#7e929e;font-size:12px;max-width:360px}
.footer-brand>a:last-child{color:var(--gold-2);font-size:12px}
.footer-grid h3{font-size:10px;text-transform:uppercase;letter-spacing:.16em;color:#647985;margin:5px 0 20px}
.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;gap:9px}
.footer-grid>div:not(.footer-brand)>a{color:#98a8b1;font-size:12px}
.footer-grid>div:not(.footer-brand)>a:hover{color:#fff}
.footer-bottom{position:relative;z-index:2;border-top:1px solid rgba(255,255,255,.07);margin-top:58px;padding-top:24px;display:grid;grid-template-columns:auto 1fr;gap:50px}
.footer-bottom p{color:#607581;font-size:9px;margin:0}
.footer-bottom p:last-child{text-align:right}

.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
.reveal.is-visible{opacity:1;transform:none}
.reveal-delay{transition-delay:.12s}

@keyframes spin{to{transform:rotate(360deg)}}
@keyframes marquee{to{transform:translateX(-50%)}}

@media (prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important;animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
}

@media (max-width:1150px){
  .primary-nav{gap:12px}.primary-nav a{font-size:11px}.nav-actions .btn{display:none}
  .hero-grid-v2{gap:48px}.hero-visual{min-height:540px}.orbit-one{width:500px;height:500px}
}
@media (max-width:980px){
  .menu-toggle{display:block;margin-left:auto}
  .primary-nav{
    position:fixed;inset:88px 0 auto 0;height:calc(100vh - 88px);background:rgba(5,15,24,.98);
    display:none;flex-direction:column;align-items:stretch;padding:26px 28px;overflow:auto
  }
  .primary-nav.open{display:flex}
  .primary-nav a{padding:14px 0;font-size:16px;border-bottom:1px solid rgba(255,255,255,.08)}
  .primary-nav a:after{display:none}
  .nav-actions{order:2}.menu-toggle{order:3}
  .hero{min-height:auto;padding-top:140px}
  .hero-grid-v2{grid-template-columns:1fr}.hero-copy{max-width:800px}.hero-visual{min-height:600px}
  .section-heading.split,.discipline-grid,.structure-head,.investor-panel,.contact-grid{grid-template-columns:1fr;gap:40px}
  .process-grid{grid-template-columns:1fr 1fr}
  .process-card:nth-child(2){border-right:0}
  .process-card:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .asset-grid{grid-template-columns:1fr}
  .asset-card{min-height:260px}.asset-icon{margin-bottom:45px}
  .architecture{grid-template-columns:1fr;max-width:680px;margin-inline:auto}
  .architecture-link{transform:rotate(90deg);justify-self:center}
  .investor-actions{flex-direction:row;gap:28px;align-items:center}
  .footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-brand{grid-column:1/-1}
}
@media (max-width:680px){
  :root{--shell:min(100% - 28px,1220px)}
  .nav-shell{min-height:76px}.brand-copy small{display:none}.brand-mark{width:39px;height:39px}.brand-mark svg{width:27px;height:27px}
  .primary-nav{inset:76px 0 auto 0;height:calc(100vh - 76px)}
  .language-switch{padding:6px 8px}
  .hero{padding:122px 0 24px}.hero h1{font-size:45px}.hero-lead{font-size:15px}
  .hero-badge{white-space:normal}
  .hero-meta{grid-template-columns:1fr}.hero-meta div{border-right:0;border-bottom:1px solid rgba(255,255,255,.06);padding:10px 0}
  .hero-meta div:last-child{border-bottom:0}
  .hero-visual{min-height:520px;margin-top:15px}.orbit-one{width:410px;height:410px}.orbit-two{width:320px;height:320px}
  .portfolio-shell{padding:19px}.portfolio-data{grid-template-columns:1fr}.portfolio-data>div{border-bottom:1px solid rgba(255,255,255,.06);padding-bottom:9px}
  .chip-a{right:-4px;top:80px}.chip-b{left:-2px;bottom:70px}
  .hero-foot{display:block}.scroll-cue{display:none}
  .section{padding:76px 0}.section-heading{margin-bottom:40px}
  .section-heading h2,.discipline-copy h2,.structure-head h2{font-size:38px}
  .process-grid{grid-template-columns:1fr}
  .process-card{border-right:0;border-bottom:1px solid var(--line)!important;min-height:auto}
  .process-card:last-child{border-bottom:0!important}
  .process-line{margin:38px 0 20px}
  .investor-panel{padding:34px 25px}.investor-actions{flex-direction:column;align-items:flex-start}
  .page-hero{padding:135px 0 70px}.page-hero h1{font-size:42px}
  .content-layout{grid-template-columns:1fr;gap:10px}.content-kicker{padding:0}
  .cta-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr;gap:0}.form-card{padding:22px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:38px}.footer-brand{grid-column:1/-1}
  .footer-bottom{grid-template-columns:1fr;gap:10px}.footer-bottom p:last-child{text-align:left}
}


/* ---------------- v3 brand & visual system ---------------- */
.brand-mark-image{overflow:hidden;padding:0;border:0;background:none;box-shadow:0 10px 28px rgba(0,0,0,.20)}
.brand-mark-image img{display:block;width:100%;height:100%}
.brand:hover .brand-mark-image{transform:translateY(-1px) rotate(-1.5deg);box-shadow:0 15px 32px rgba(0,0,0,.25)}
.brand-mark-image{transition:transform .25s ease,box-shadow .25s ease}

.visual-story-section{background:linear-gradient(180deg,#f8f9f7,#f0f2ef)}
.visual-story-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:84px;align-items:center}
.visual-story-art{position:relative}
.visual-story-art:before{content:"";position:absolute;inset:8% 9% -6% 9%;background:rgba(10,29,42,.12);filter:blur(38px);border-radius:34px}
.visual-story-art img{position:relative;display:block;width:100%;border-radius:28px;box-shadow:0 36px 80px rgba(6,17,27,.13);transition:transform .4s cubic-bezier(.2,.8,.2,1)}
.visual-story-art:hover img{transform:translateY(-5px) rotateX(1deg) rotateY(-1deg)}
.visual-story-copy h2{font-size:clamp(36px,4vw,55px);line-height:1.08;letter-spacing:-.045em;margin-bottom:24px}
.visual-story-copy>p{color:var(--muted);font-size:16px}

.page-updated{margin:26px 0 0;color:#6d8390;font-size:10px;letter-spacing:.08em;text-transform:uppercase}
.legal-visual-strip{background:linear-gradient(180deg,#0a1d2a 0 50%,#fff 50%)}
.legal-visual-card{max-width:1040px;margin:0 auto;padding-top:48px}
.legal-visual-card img{display:block;width:100%;border-radius:28px;box-shadow:0 36px 90px rgba(5,17,27,.20)}
.legal-note{margin-top:30px;border-left:2px solid var(--gold);padding:18px 22px;background:#f6f2e8;border-radius:0 12px 12px 0}
.legal-note>span{display:block;color:#866b32;font-size:9px;font-weight:800;letter-spacing:.15em;text-transform:uppercase;margin-bottom:7px}
.legal-note p{margin:0!important;color:#586772!important;font-size:13px!important}

/* Cookie banner */
.cookie-banner[hidden],.cookie-modal[hidden]{display:none!important}
.cookie-banner{position:fixed;z-index:1000;left:18px;right:18px;bottom:18px;animation:cookie-in .45s cubic-bezier(.2,.8,.2,1)}
.cookie-banner-inner{
  width:min(1180px,100%);margin:auto;display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center;
  padding:19px 20px;border:1px solid rgba(255,255,255,.10);border-radius:18px;
  background:rgba(7,20,30,.95);backdrop-filter:blur(22px);box-shadow:0 30px 90px rgba(0,0,0,.28);color:#fff
}
.cookie-icon{position:relative;width:42px;height:42px;border:1px solid rgba(227,199,127,.28);border-radius:13px;background:rgba(227,199,127,.06)}
.cookie-icon:before{content:"";position:absolute;width:20px;height:20px;border:2px solid var(--gold-2);border-radius:50%;left:9px;top:9px}
.cookie-icon span,.cookie-icon i,.cookie-icon b{position:absolute;width:3px;height:3px;border-radius:50%;background:var(--gold-2)}
.cookie-icon span{left:17px;top:15px}.cookie-icon i{left:23px;top:23px}.cookie-icon b{left:14px;top:26px}
.cookie-copy strong{display:block;font:700 14px/1.4 Manrope;margin-bottom:3px}
.cookie-copy p{margin:0;color:#8fa2ad;font-size:11px;line-height:1.55}
.cookie-copy a{color:var(--gold-2);text-decoration:underline;text-underline-offset:3px}
.cookie-actions{display:flex;gap:8px;align-items:center}
.btn-cookie-secondary{min-height:42px;padding:0 14px;color:#bdc8ce;background:rgba(255,255,255,.03);border-color:rgba(255,255,255,.10);font-size:10px}
.btn-cookie-secondary:hover{background:rgba(255,255,255,.07)}

.cookie-modal{position:fixed;z-index:1100;inset:0;display:grid;place-items:center;padding:20px}
.cookie-modal-backdrop{position:absolute;inset:0;background:rgba(1,7,11,.72);backdrop-filter:blur(9px)}
.cookie-modal-card{
  position:relative;width:min(660px,100%);max-height:min(760px,92vh);overflow:auto;background:#fff;color:var(--ink);
  border-radius:24px;padding:30px;box-shadow:0 40px 100px rgba(0,0,0,.30);animation:modal-in .25s ease
}
.cookie-modal-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;padding-bottom:22px;border-bottom:1px solid var(--line)}
.cookie-modal-head h2{font-size:30px;line-height:1.1;margin:0}
.cookie-close{width:38px;height:38px;border:1px solid var(--line);background:#fff;border-radius:11px;font-size:22px;cursor:pointer;color:#546570}
.cookie-pref-row{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding:24px 0;border-bottom:1px solid var(--line)}
.cookie-pref-row strong{display:block;font:700 14px/1.4 Manrope;margin-bottom:5px}
.cookie-pref-row p{margin:0;color:var(--muted);font-size:12px;max-width:470px}
.cookie-state{font-size:9px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;padding:7px 9px;border-radius:999px}
.cookie-state.fixed{background:#edf4f0;color:#34654f}
.cookie-modal-actions{display:flex;justify-content:flex-end;padding-top:24px}
.switch{position:relative;display:inline-block;width:48px;height:27px}
.switch input{opacity:0;width:0;height:0}
.switch-ui{position:absolute;inset:0;background:#ccd5da;border-radius:999px;cursor:pointer;transition:.2s}
.switch-ui:before{content:"";position:absolute;width:21px;height:21px;left:3px;top:3px;border-radius:50%;background:#fff;box-shadow:0 2px 8px rgba(0,0,0,.15);transition:.2s}
.switch input:checked+.switch-ui{background:#b99345}
.switch input:checked+.switch-ui:before{transform:translateX(21px)}
.footer-cookie-button{padding:0;border:0;background:none;color:#98a8b1;font:inherit;font-size:12px;text-align:left;cursor:pointer}
.footer-cookie-button:hover{color:#fff}

@keyframes cookie-in{from{opacity:0;transform:translateY(25px)}to{opacity:1;transform:none}}
@keyframes modal-in{from{opacity:0;transform:translateY(12px) scale(.985)}to{opacity:1;transform:none}}

/* More polished hover behavior */
.process-card,.architecture-node,.principle-card,.card{transition:transform .25s ease,border-color .25s ease,background .25s ease,box-shadow .25s ease}
.process-card:hover{background:#fafbf9;transform:translateY(-3px)}
.principle-card:hover{transform:translateX(5px)}
.architecture-node:hover{transform:translateY(-4px);border-color:rgba(227,199,127,.28);background:linear-gradient(145deg,rgba(255,255,255,.075),rgba(255,255,255,.022))}
.primary-nav a{transition:color .2s ease}
.form-card{transition:box-shadow .25s ease,transform .25s ease}
.form-card:focus-within{box-shadow:0 34px 88px rgba(6,17,27,.13);transform:translateY(-2px)}

@media (max-width:980px){
  .visual-story-grid{grid-template-columns:1fr;gap:45px}
  .cookie-banner-inner{grid-template-columns:auto 1fr}.cookie-actions{grid-column:1/-1;justify-content:flex-end}
}
@media (max-width:680px){
  .cookie-banner{left:10px;right:10px;bottom:10px}
  .cookie-banner-inner{grid-template-columns:1fr;padding:18px;gap:13px}
  .cookie-icon{display:none}
  .cookie-actions{display:grid;grid-template-columns:1fr 1fr;gap:7px}
  .cookie-actions .btn-gold{grid-column:1/-1;grid-row:1}
  .cookie-modal-card{padding:22px}
  .cookie-pref-row{grid-template-columns:1fr;gap:12px}
  .cookie-modal-actions .btn{width:100%}
  .legal-visual-card{padding-top:26px}
}


/* v3.1 — company identity, seller flow & portfolio submission */
.legal-identity{display:grid;gap:3px;margin:18px 0;color:#718691;font-size:10px;line-height:1.55}
.legal-identity strong{font-size:11px;color:#aebbc2}
.company-code{font-size:12px;color:#6d7e88}

.seller-hero:before{
  content:"";position:absolute;right:8%;bottom:-120px;width:440px;height:440px;border-radius:50%;
  border:1px solid rgba(227,199,127,.09);
  box-shadow:0 0 0 65px rgba(227,199,127,.025),0 0 0 130px rgba(227,199,127,.012)
}
.deal-process{display:grid;grid-template-columns:repeat(7,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.deal-step{position:relative;min-height:270px;padding:28px 20px;border-right:1px solid var(--line);transition:.25s ease}
.deal-step:last-child{border-right:0}
.deal-step:hover{background:#f8f9f7;transform:translateY(-3px)}
.deal-step>span{font-size:9px;font-weight:800;color:#9a7836}
.deal-step h3{font-size:16px;line-height:1.25;margin:70px 0 10px}
.deal-step p{color:var(--muted);font-size:11px;line-height:1.55;margin:0}
.seller-form-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:72px;align-items:start}
.seller-form-copy{position:sticky;top:120px}
.seller-form-copy h2{font-size:clamp(34px,3.5vw,50px);line-height:1.08;letter-spacing:-.04em}
.seller-form-copy>p{color:var(--muted);font-size:15px}
.data-safety-card{margin-top:34px;padding:22px;border:1px solid #e2d6ba;background:#fbf8ef;border-radius:16px}
.data-safety-card strong{display:block;font:700 13px/1.4 Manrope;color:#715b2e;margin-bottom:7px}
.data-safety-card p{margin:0;color:#6e6b62;font-size:11px;line-height:1.6}
.three-fields{grid-template-columns:1.4fr .7fr 1fr}
.upload-field{display:grid!important;gap:9px;padding:18px;border:1px dashed #becbd2!important;background:#fff;border-radius:12px;margin:8px 0 18px!important}
.upload-field input{padding:8px!important;border:0!important;background:transparent!important}
.upload-field small{color:#7b8d98;font-weight:500}

@media(max-width:1100px){
  .deal-process{grid-template-columns:repeat(4,1fr)}
  .deal-step:nth-child(4){border-right:0}
  .deal-step:nth-child(-n+4){border-bottom:1px solid var(--line)}
}
@media(max-width:900px){
  .seller-form-grid{grid-template-columns:1fr;gap:38px}
  .seller-form-copy{position:static}
  .deal-process{grid-template-columns:repeat(2,1fr)}
  .deal-step:nth-child(even){border-right:0}
  .deal-step:nth-child(4){border-right:0}
  .deal-step{border-bottom:1px solid var(--line)}
  .deal-step:last-child{border-bottom:0}
  .three-fields{grid-template-columns:1fr}
}
@media(max-width:580px){
  .deal-process{grid-template-columns:1fr}
  .deal-step{border-right:0!important;min-height:auto}
  .deal-step h3{margin-top:35px}
}


/* v3.2 — market-standard portfolio acquisition landing page */
.seller-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:78px;align-items:center;position:relative;z-index:2}
.seller-hero-grid h1{max-width:780px}
.seller-micro{margin-top:20px;max-width:680px}
.seller-hero-card{
  border:1px solid rgba(255,255,255,.12);border-radius:24px;padding:26px;
  background:linear-gradient(145deg,rgba(255,255,255,.07),rgba(255,255,255,.018));
  box-shadow:0 34px 90px rgba(0,0,0,.24),inset 0 1px rgba(255,255,255,.07);backdrop-filter:blur(18px)
}
.seller-option{padding:23px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.seller-option:last-child{border-bottom:0;padding-bottom:4px}
.seller-option strong{display:block;font:700 19px/1.3 Manrope;color:#fff;margin-bottom:7px}
.seller-option p{margin:0;color:#8da1ad;font-size:12px;line-height:1.6}

.seller-benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.seller-benefit-card{min-height:250px;padding:30px 26px;border-right:1px solid var(--line);transition:.25s ease}
.seller-benefit-card:last-child{border-right:0}
.seller-benefit-card:hover{background:#fafbf9;transform:translateY(-3px)}
.seller-benefit-card>span{display:block;color:#997739;font-size:9px;font-weight:800;margin-bottom:70px}
.seller-benefit-card h3{font-size:18px;margin-bottom:9px}
.seller-benefit-card p{color:var(--muted);font-size:12px;line-height:1.6;margin:0}

.seller-assets-section{position:relative;overflow:hidden}
.seller-assets-section:after{content:"";position:absolute;width:470px;height:470px;border-radius:50%;right:-220px;top:-180px;border:1px solid rgba(227,199,127,.09);box-shadow:0 0 0 60px rgba(227,199,127,.022),0 0 0 120px rgba(227,199,127,.012)}
.seller-assets-grid{position:relative;z-index:2;display:grid;grid-template-columns:.9fr 1.1fr;gap:100px;align-items:center}
.seller-assets-grid h2{font-size:clamp(36px,4vw,55px);line-height:1.08;letter-spacing:-.045em}
.seller-assets-grid>div:first-child>p:last-child{color:#8ca0ac}
.seller-assets-list{display:grid;border-top:1px solid rgba(255,255,255,.08)}
.seller-assets-list>div{display:grid;grid-template-columns:70px 1fr;gap:20px;align-items:center;padding:20px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.seller-assets-list span{font-size:9px;color:var(--gold);font-weight:800;letter-spacing:.12em}
.seller-assets-list strong{font-size:14px;color:#c9d3d9}

.valuation-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.valuation-visual img{display:block;width:100%;border-radius:25px;box-shadow:0 35px 80px rgba(6,17,27,.13)}
.valuation-copy h2{font-size:clamp(34px,3.7vw,51px);line-height:1.09;letter-spacing:-.04em}
.valuation-copy>p{color:var(--muted)}
.valuation-list{list-style:none;padding:0;margin:30px 0 0;border-top:1px solid var(--line)}
.valuation-list li{position:relative;padding:14px 0 14px 25px;border-bottom:1px solid var(--line);font-size:12px;color:#415460}
.valuation-list li:before{content:"";position:absolute;left:2px;top:22px;width:6px;height:6px;background:var(--gold);border-radius:50%}

.deal-type-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.deal-type-card{min-height:350px;padding:32px;border:1px solid var(--line);border-radius:22px;background:#fff;transition:.25s ease}
.deal-type-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#d7c49d}
.deal-type-kicker{color:#987638;font-size:10px;font-weight:800;margin-bottom:90px}
.deal-type-card h3{font-size:25px;margin-bottom:13px}
.deal-type-card p{color:var(--muted);font-size:13px;margin:0}

.responsible-grid{display:grid;grid-template-columns:1fr .9fr;gap:100px;align-items:center}
.responsible-copy h2{font-size:clamp(35px,4vw,54px);line-height:1.08;letter-spacing:-.045em}
.responsible-copy>p:last-child{color:var(--muted)}
.responsible-points{border-top:1px solid var(--line)}
.responsible-points>div{display:grid;grid-template-columns:54px 1fr;align-items:center;padding:21px 0;border-bottom:1px solid var(--line)}
.responsible-points span{font-size:9px;color:#997739;font-weight:800}
.responsible-points strong{font-size:14px}

.dark-process{border-color:rgba(255,255,255,.09)}
.dark-process .deal-step{border-color:rgba(255,255,255,.08)}
.dark-process .deal-step:hover{background:rgba(255,255,255,.025)}
.dark-process .deal-step h3{color:#fff}
.dark-process .deal-step p{color:#8296a2}
.dark-process .deal-step>span{color:var(--gold)}

.faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:90px;align-items:start}
.faq-intro{position:sticky;top:120px}
.faq-intro h2{font-size:clamp(34px,3.7vw,50px);line-height:1.08;letter-spacing:-.04em}
.faq-intro>p:last-child{color:var(--muted)}
.faq-list{border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:1fr auto;gap:20px;padding:23px 0;font:700 15px/1.45 Manrope}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary i{font-style:normal;color:#987638;font-size:18px;transition:.2s}
.faq-item[open] summary i{transform:rotate(45deg)}
.faq-item>div{padding:0 42px 23px 0}
.faq-item p{margin:0;color:var(--muted);font-size:13px;max-width:760px}

@media(max-width:1000px){
  .seller-hero-grid,.seller-assets-grid,.valuation-grid,.responsible-grid,.faq-grid{grid-template-columns:1fr;gap:45px}
  .seller-benefit-grid{grid-template-columns:1fr 1fr}
  .seller-benefit-card:nth-child(2){border-right:0}
  .seller-benefit-card:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .deal-type-grid{grid-template-columns:1fr}
  .deal-type-card{min-height:auto}
  .deal-type-kicker{margin-bottom:45px}
  .faq-intro{position:static}
}
@media(max-width:620px){
  .seller-benefit-grid{grid-template-columns:1fr}
  .seller-benefit-card{border-right:0;border-bottom:1px solid var(--line)!important;min-height:auto}
  .seller-benefit-card:last-child{border-bottom:0!important}
  .seller-benefit-card>span{margin-bottom:35px}
}


/* v3.3.3 — brand-first legal identity */
.legal-identity{
  margin:18px 0 20px;
  padding-top:16px;
  border-top:1px solid rgba(255,255,255,.07);
}
.legal-identity strong{
  display:block;
  color:#f4f7f8;
  font-size:13px;
  margin-bottom:6px;
}
.legal-identity span{
  display:block;
  color:#607581;
  font-size:9px;
  line-height:1.65;
}


/* v3.3.5 — cookie refresh, newsletter and seller messaging */
.seller-value-line{
  max-width:720px;
  margin:24px 0 0;
  padding-left:18px;
  border-left:2px solid var(--gold);
  color:#c0ccd2;
  font-size:13px;
  line-height:1.65;
}

.seller-structure-card{
  min-height:310px;
  display:flex;
  flex-direction:column;
  justify-content:center;
}
.structure-tags{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  margin-top:30px;
}
.structure-tags span{
  display:flex;
  min-height:72px;
  align-items:center;
  justify-content:center;
  padding:18px;
  border:1px solid rgba(255,255,255,.10);
  border-radius:14px;
  background:rgba(255,255,255,.025);
  color:#f4f7f8;
  font:700 15px/1.2 Manrope;
  text-align:center;
  transition:.22s ease;
}
.structure-tags span:hover{
  border-color:rgba(227,199,127,.32);
  background:rgba(227,199,127,.055);
  transform:translateY(-2px);
}

.seller-who-we-buy-from{
  background:#f5f7f5;
}
.seller-statement-grid{
  display:grid;
  grid-template-columns:100px 1fr;
  gap:40px;
  max-width:980px;
}
.seller-statement-number{
  color:#b48c3e;
  font:800 11px/1 Manrope;
  padding-top:10px;
}
.seller-statement-copy h2{
  max-width:850px;
  font-size:clamp(34px,4vw,54px);
  line-height:1.08;
  letter-spacing:-.045em;
}
.seller-statement-copy>p:last-child{
  max-width:760px;
  color:var(--muted);
}

.credit-loss-conversion{
  background:#0a1c28;
  color:#fff;
  padding:90px 0;
}
.credit-loss-panel{
  position:relative;
  overflow:hidden;
  padding:54px 58px;
  border:1px solid rgba(255,255,255,.10);
  border-radius:26px;
  background:linear-gradient(145deg,rgba(255,255,255,.055),rgba(255,255,255,.018));
}
.credit-loss-panel:after{
  content:"";
  position:absolute;
  width:390px;
  height:390px;
  right:-160px;
  top:-190px;
  border:1px solid rgba(227,199,127,.12);
  border-radius:50%;
  box-shadow:0 0 0 60px rgba(227,199,127,.025),0 0 0 120px rgba(227,199,127,.012);
}
.credit-loss-panel h2{
  position:relative;
  z-index:2;
  max-width:950px;
  margin:12px 0 20px;
  font-size:clamp(35px,4.5vw,60px);
  line-height:1.06;
  letter-spacing:-.045em;
}
.credit-loss-panel>p:last-child{
  position:relative;
  z-index:2;
  max-width:710px;
  color:#8ea1ac;
}

/* Footer newsletter */
.footer-newsletter{
  margin-top:52px;
  padding:32px 34px;
  display:grid;
  grid-template-columns:.85fr 1.15fr;
  gap:50px;
  align-items:center;
  border:1px solid rgba(255,255,255,.08);
  border-radius:20px;
  background:rgba(255,255,255,.025);
}
.footer-newsletter h3{
  color:#f4f7f8;
  font-size:20px;
  margin:5px 0 8px;
}
.footer-newsletter>p,
.footer-newsletter>div>p{
  color:#7f929d;
}
.newsletter-eyebrow{
  color:var(--gold);
  font-size:9px;
  font-weight:800;
  letter-spacing:.15em;
}
.newsletter-form{
  min-width:0;
}
.newsletter-field{
  display:grid;
  grid-template-columns:1fr auto;
  gap:8px;
}
.newsletter-field input{
  min-width:0;
  height:50px;
  padding:0 16px;
  color:#eaf0f3;
  border:1px solid rgba(255,255,255,.11);
  border-radius:12px;
  background:rgba(0,0,0,.13);
  outline:none;
}
.newsletter-field input:focus{
  border-color:rgba(227,199,127,.55);
}
.newsletter-field button{
  height:50px;
  padding:0 20px;
  border:0;
  border-radius:12px;
  background:var(--gold);
  color:#08141d;
  font:800 11px/1 Manrope;
  cursor:pointer;
}
.newsletter-field button:hover{
  filter:brightness(1.06);
}
.newsletter-privacy{
  margin:9px 0 0!important;
  color:#617681!important;
  font-size:9px!important;
  line-height:1.5!important;
}
.newsletter-privacy a{
  color:#9eb0ba!important;
  text-decoration:underline;
  text-underline-offset:2px;
}

.newsletter-page-hero{
  min-height:620px;
  display:flex;
  align-items:center;
}

@media(max-width:850px){
  .structure-tags{grid-template-columns:1fr}
  .seller-statement-grid{grid-template-columns:1fr;gap:16px}
  .footer-newsletter{grid-template-columns:1fr;gap:20px}
}
@media(max-width:560px){
  .credit-loss-panel{padding:34px 24px}
  .newsletter-field{grid-template-columns:1fr}
  .newsletter-field button{width:100%}
}


/* v3.3.6 — premium newsletter + page scroll controls */
.footer-newsletter{
  position:relative;
  overflow:hidden;
  margin-top:54px;
  padding:34px 36px;
  display:grid;
  grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);
  gap:56px;
  align-items:center;
  border:1px solid rgba(255,255,255,.09);
  border-radius:22px;
  background:
    radial-gradient(circle at 92% 10%,rgba(201,164,87,.10),transparent 32%),
    linear-gradient(145deg,rgba(255,255,255,.045),rgba(255,255,255,.016));
  box-shadow:inset 0 1px rgba(255,255,255,.04);
}
.footer-newsletter:after{
  content:"";
  position:absolute;
  width:240px;
  height:240px;
  right:-110px;
  top:-125px;
  border:1px solid rgba(201,164,87,.10);
  border-radius:50%;
  box-shadow:0 0 0 44px rgba(201,164,87,.018),0 0 0 88px rgba(201,164,87,.009);
  pointer-events:none;
}
.newsletter-copy{
  position:relative;
  z-index:2;
}
.newsletter-eyebrow{
  margin:0 0 8px!important;
  color:var(--gold)!important;
  font-size:9px!important;
  font-weight:800!important;
  letter-spacing:.16em!important;
  text-transform:uppercase;
}
.newsletter-copy h3{
  margin:0 0 8px;
  color:#f3f7f8;
  font-size:clamp(20px,2vw,27px);
  line-height:1.15;
  letter-spacing:-.02em;
}
.newsletter-copy>p:last-child{
  max-width:520px;
  margin:0;
  color:#7f929d;
  font-size:11px;
  line-height:1.6;
}
.newsletter-form{
  position:relative;
  z-index:2;
  min-width:0;
}
.newsletter-field{
  position:relative;
  display:grid;
  grid-template-columns:auto minmax(0,1fr) auto;
  gap:0;
  align-items:center;
  height:58px;
  border:1px solid rgba(255,255,255,.12);
  border-radius:15px;
  background:rgba(1,12,18,.48);
  box-shadow:inset 0 1px rgba(255,255,255,.03);
  transition:border-color .2s ease,box-shadow .2s ease,background .2s ease;
}
.newsletter-field:focus-within{
  border-color:rgba(201,164,87,.52);
  background:rgba(1,12,18,.64);
  box-shadow:0 0 0 4px rgba(201,164,87,.07);
}
.newsletter-mail-icon{
  display:grid;
  place-items:center;
  width:52px;
  color:#8499a4;
  font-size:16px;
}
.newsletter-field input{
  width:100%;
  min-width:0;
  height:56px;
  padding:0 14px 0 0;
  border:0!important;
  border-radius:0!important;
  outline:0;
  background:transparent!important;
  color:#edf3f5!important;
  font-size:12px;
}
.newsletter-field input::placeholder{
  color:#657b87;
}
.newsletter-field button{
  display:flex;
  align-items:center;
  gap:9px;
  height:44px;
  margin-right:7px;
  padding:0 16px;
  border:1px solid rgba(255,255,255,.08);
  border-radius:11px;
  background:linear-gradient(180deg,#d9b45a,#c79e42);
  color:#07141c;
  font:800 10px/1 Manrope;
  cursor:pointer;
  transition:transform .2s ease,filter .2s ease,box-shadow .2s ease;
}
.newsletter-field button:hover{
  transform:translateY(-1px);
  filter:brightness(1.06);
  box-shadow:0 8px 22px rgba(201,164,87,.15);
}
.newsletter-privacy{
  margin:10px 2px 0!important;
  color:#5f747f!important;
  font-size:9px!important;
  line-height:1.55!important;
}
.newsletter-privacy a{
  color:#91a4ae!important;
  text-decoration:underline;
  text-underline-offset:2px;
}
.newsletter-privacy a:hover{
  color:#d4b25a!important;
}

/* Scroll controls */
.page-scroll-controls{
  position:fixed;
  right:22px;
  bottom:22px;
  z-index:920;
  display:grid;
  gap:8px;
}
.scroll-control{
  width:44px;
  height:44px;
  display:grid;
  place-items:center;
  border:1px solid rgba(255,255,255,.12);
  border-radius:13px;
  background:rgba(6,20,29,.88);
  backdrop-filter:blur(14px);
  color:#d8b55b;
  font:700 18px/1 Inter,sans-serif;
  cursor:pointer;
  box-shadow:0 12px 30px rgba(0,0,0,.18);
  transition:transform .2s ease,opacity .2s ease,border-color .2s ease,background .2s ease;
}
.scroll-control:hover{
  transform:translateY(-2px);
  border-color:rgba(216,181,91,.42);
  background:rgba(10,31,43,.96);
}
.scroll-control.is-muted{
  opacity:.34;
}
.scroll-control.is-muted:hover{
  opacity:.7;
}
.cookie-banner:not([hidden]) ~ .page-scroll-controls{
  bottom:110px;
}

@media(max-width:920px){
  .footer-newsletter{
    grid-template-columns:1fr;
    gap:24px;
  }
}
@media(max-width:620px){
  .footer-newsletter{
    padding:25px 22px;
  }
  .newsletter-field{
    grid-template-columns:auto 1fr;
    height:auto;
    padding:0 7px 7px;
  }
  .newsletter-mail-icon{
    width:42px;
  }
  .newsletter-field input{
    height:52px;
  }
  .newsletter-field button{
    grid-column:1/-1;
    width:100%;
    justify-content:center;
    margin:0;
  }
  .page-scroll-controls{
    right:12px;
    bottom:12px;
  }
  .scroll-control{
    width:40px;
    height:40px;
    border-radius:11px;
  }
}


/* v3.3.7 — upgraded process section + streamlined main nav */
.seller-process-section{
  position:relative;
  overflow:hidden;
}
.seller-process-section:before{
  content:"";
  position:absolute;
  inset:auto -120px 18% auto;
  width:440px;
  height:440px;
  border-radius:50%;
  border:1px solid rgba(216,181,91,.08);
  box-shadow:0 0 0 56px rgba(216,181,91,.025),0 0 0 112px rgba(216,181,91,.012);
  pointer-events:none;
}
.seller-process-heading{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(280px,440px);
  gap:36px;
  align-items:end;
  margin-bottom:34px;
}
.seller-process-heading h2{
  max-width:760px;
}
.seller-process-lead{
  margin:0;
  max-width:440px;
  color:#8aa0ad;
  font-size:12px;
  line-height:1.7;
}
.process-flow-ribbon{
  position:relative;
  display:grid;
  grid-template-columns:repeat(6,1fr);
  gap:16px;
  margin:0 0 26px;
}
.process-node{
  position:relative;
  min-height:82px;
  padding:16px 18px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  gap:7px;
  border:1px solid rgba(255,255,255,.09);
  border-radius:18px;
  background:linear-gradient(155deg,rgba(255,255,255,.06),rgba(255,255,255,.025));
  box-shadow:inset 0 1px rgba(255,255,255,.04);
}
.process-node:not(:last-child):after{
  content:"→";
  position:absolute;
  right:-12px;
  top:50%;
  transform:translateY(-50%);
  width:24px;
  height:24px;
  display:grid;
  place-items:center;
  border-radius:999px;
  background:#0d2231;
  color:var(--gold);
  font-size:13px;
  font-weight:800;
  z-index:2;
}
.process-node-number{
  color:var(--gold);
  font-size:9px;
  font-weight:800;
  letter-spacing:.16em;
}
.process-node strong{
  color:#f4f7f8;
  font-size:13px;
  line-height:1.2;
}

.enhanced-process-grid{
  position:relative;
  z-index:2;
  grid-template-columns:repeat(6,1fr);
  gap:16px;
  border:0;
}
.enhanced-process-grid .deal-step{
  min-height:248px;
  padding:22px 20px 20px;
  border:1px solid rgba(255,255,255,.08);
  border-right:1px solid rgba(255,255,255,.08);
  border-radius:20px;
  background:linear-gradient(160deg,rgba(255,255,255,.035),rgba(255,255,255,.018));
  box-shadow:inset 0 1px rgba(255,255,255,.03);
}
.enhanced-process-grid .deal-step:hover{
  background:linear-gradient(160deg,rgba(255,255,255,.06),rgba(255,255,255,.028));
  transform:translateY(-4px);
  border-color:rgba(216,181,91,.22);
}
.enhanced-process-grid .deal-step>span{
  display:inline-grid;
  place-items:center;
  width:36px;
  height:36px;
  border-radius:12px;
  background:rgba(216,181,91,.10);
  border:1px solid rgba(216,181,91,.18);
  color:var(--gold);
  font-size:9px;
  font-weight:800;
}
.enhanced-process-grid .deal-step h3{
  margin:18px 0 10px;
  font-size:18px;
  line-height:1.18;
  letter-spacing:-.02em;
}
.enhanced-process-grid .deal-step p{
  color:#8fa2ad;
  font-size:11px;
  line-height:1.68;
}

@media (max-width: 1180px){
  .seller-process-heading{
    grid-template-columns:1fr;
    gap:14px;
  }
  .process-flow-ribbon{
    grid-template-columns:repeat(3,1fr);
  }
  .process-node:nth-child(3n):after{
    display:none;
  }
  .enhanced-process-grid{
    grid-template-columns:repeat(3,1fr);
  }
}
@media (max-width: 760px){
  .process-flow-ribbon{
    grid-template-columns:repeat(2,1fr);
  }
  .process-node:after{
    display:none!important;
  }
  .enhanced-process-grid{
    grid-template-columns:repeat(2,1fr);
  }
}
@media (max-width: 540px){
  .process-flow-ribbon,
  .enhanced-process-grid{
    grid-template-columns:1fr;
  }
  .enhanced-process-grid .deal-step{
    min-height:auto;
  }
}


/* v3.3.8 — process timeline + Insights content */
.seller-process-heading{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(280px,430px);
  gap:54px;
  align-items:end;
  margin-bottom:48px;
}
.seller-process-heading h2{
  max-width:760px;
  font-size:clamp(40px,4.5vw,62px);
  line-height:1.04;
  letter-spacing:-.045em;
}
.seller-process-lead{
  margin:0;
  color:#879ca8;
  font-size:12px;
  line-height:1.75;
}

.process-timeline{
  position:relative;
  display:grid;
  grid-template-columns:repeat(6,1fr);
  gap:0;
  padding:30px 0 12px;
}
.process-line{
  position:absolute;
  top:58px;
  left:8.3%;
  right:8.3%;
  height:1px;
  background:linear-gradient(90deg,rgba(216,181,91,.25),rgba(216,181,91,.72),rgba(216,181,91,.25));
}
.process-stage{
  position:relative;
  padding:0 16px;
  text-align:center;
}
.process-marker{
  position:relative;
  z-index:2;
  width:58px;
  height:58px;
  margin:0 auto 24px;
  display:grid;
  place-items:center;
  border-radius:18px;
  border:1px solid rgba(216,181,91,.28);
  background:linear-gradient(145deg,#112b3a,#0a1e2a);
  box-shadow:0 10px 30px rgba(0,0,0,.18),inset 0 1px rgba(255,255,255,.05);
}
.process-marker span{
  color:var(--gold);
  font:800 10px/1 Manrope;
  letter-spacing:.08em;
}
.process-stage-content{
  max-width:190px;
  margin:0 auto;
}
.process-stage-content h3{
  color:#f5f7f8;
  margin:0 0 10px;
  font-size:15px;
  line-height:1.2;
}
.process-stage-content p{
  margin:0;
  color:#7f95a1;
  font-size:10.5px;
  line-height:1.65;
}
.process-arrow{
  position:absolute;
  top:46px;
  right:-9px;
  z-index:3;
  width:22px;
  height:22px;
  display:grid;
  place-items:center;
  border-radius:999px;
  background:#0a1e2a;
  color:#d8b55b;
  font-size:11px;
}
.process-summary{
  margin-top:34px;
  padding:18px 22px;
  display:flex;
  align-items:center;
  gap:22px;
  border:1px solid rgba(255,255,255,.08);
  border-radius:16px;
  background:rgba(255,255,255,.025);
}
.process-summary>span{
  flex:0 0 auto;
  color:var(--gold);
  font-size:8px;
  font-weight:800;
  letter-spacing:.16em;
}
.process-summary strong{
  color:#b7c5cc;
  font-size:11px;
  line-height:1.5;
}

/* Insights */
.insights-hero{
  min-height:500px;
}
.featured-insight{
  display:grid;
  grid-template-columns:1.12fr .88fr;
  gap:72px;
  padding:56px;
  border:1px solid var(--line);
  border-radius:28px;
  background:linear-gradient(145deg,#fff,#f7f9f7);
  box-shadow:0 28px 75px rgba(10,26,37,.08);
}
.featured-insight-copy h2{
  max-width:760px;
  margin:10px 0 16px;
  font-size:clamp(38px,4.2vw,58px);
  line-height:1.05;
  letter-spacing:-.045em;
}
.featured-lead{
  font-size:17px!important;
  color:#314854!important;
  line-height:1.55!important;
}
.featured-insight-copy>p{
  color:var(--muted);
  font-size:12.5px;
  line-height:1.72;
}
.featured-insight-points{
  align-self:stretch;
  display:grid;
  grid-template-columns:1fr 1fr;
  border-top:1px solid var(--line);
  border-left:1px solid var(--line);
}
.featured-insight-points>div{
  min-height:120px;
  padding:22px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  border-right:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.featured-insight-points span{
  color:#a37f3b;
  font-size:9px;
  font-weight:800;
}
.featured-insight-points strong{
  color:#18303c;
  font-size:13px;
  line-height:1.35;
}
.insight-card-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.insight-card{
  min-height:380px;
  padding:28px;
  display:flex;
  flex-direction:column;
  border:1px solid var(--line);
  border-radius:22px;
  background:#fff;
  transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease;
}
.insight-card:hover{
  transform:translateY(-4px);
  border-color:#d8c496;
  box-shadow:0 20px 55px rgba(10,26,37,.08);
}
.insight-card-top{
  display:flex;
  justify-content:space-between;
  gap:18px;
  margin-bottom:56px;
}
.insight-card-top span{
  color:#9a7738;
  font-size:8px;
  font-weight:800;
  letter-spacing:.13em;
}
.insight-card-top i{
  color:#a9b7be;
  font-size:9px;
  font-style:normal;
}
.insight-card h3{
  margin:0 0 12px;
  font-size:23px;
  line-height:1.13;
  letter-spacing:-.025em;
}
.insight-card>p{
  margin:0 0 24px;
  color:var(--muted);
  font-size:12px;
  line-height:1.65;
}
.insight-details{
  margin-top:auto;
  border-top:1px solid var(--line);
}
.insight-details summary{
  list-style:none;
  cursor:pointer;
  padding:17px 0 0;
  display:flex;
  justify-content:space-between;
  align-items:center;
  color:#203844;
  font:700 11px/1.4 Manrope;
}
.insight-details summary::-webkit-details-marker{
  display:none;
}
.insight-details summary span{
  color:#a37f3b;
  font-size:18px;
  transition:transform .2s ease;
}
.insight-details[open] summary span{
  transform:rotate(45deg);
}
.insight-details>div{
  padding-top:16px;
}
.insight-details p{
  color:var(--muted);
  font-size:11px;
  line-height:1.7;
}
.insights-method{
  position:relative;
  overflow:hidden;
}
.insights-method-grid{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:100px;
  align-items:center;
}
.insights-method-grid h2{
  color:#fff;
  font-size:clamp(40px,4.5vw,60px);
  line-height:1.05;
}
.insights-method-list{
  border-top:1px solid rgba(255,255,255,.09);
}
.insights-method-list>div{
  display:grid;
  grid-template-columns:55px 1fr;
  gap:20px;
  align-items:center;
  padding:22px 0;
  border-bottom:1px solid rgba(255,255,255,.09);
}
.insights-method-list span{
  color:var(--gold);
  font-size:9px;
  font-weight:800;
}
.insights-method-list strong{
  color:#c7d1d7;
  font-size:14px;
}
.insights-disclaimer{
  display:flex;
  justify-content:space-between;
  gap:40px;
  align-items:center;
}
.insights-disclaimer p{
  max-width:800px;
  color:var(--muted);
  font-size:10px;
  line-height:1.65;
}

@media(max-width:1050px){
  .seller-process-heading,
  .featured-insight,
  .insights-method-grid{
    grid-template-columns:1fr;
  }
  .process-timeline{
    grid-template-columns:repeat(3,1fr);
    row-gap:34px;
  }
  .process-line{
    display:none;
  }
  .process-stage:nth-child(3n) .process-arrow{
    display:none;
  }
  .insight-card-grid{
    grid-template-columns:1fr 1fr;
  }
}
@media(max-width:700px){
  .process-timeline{
    grid-template-columns:1fr 1fr;
  }
  .process-stage:nth-child(3n) .process-arrow{
    display:grid;
  }
  .process-stage:nth-child(2n) .process-arrow{
    display:none;
  }
  .process-summary{
    display:block;
  }
  .process-summary>span{
    display:block;
    margin-bottom:8px;
  }
  .featured-insight{
    padding:30px 24px;
  }
  .featured-insight-points,
  .insight-card-grid{
    grid-template-columns:1fr;
  }
  .insights-disclaimer{
    align-items:flex-start;
    flex-direction:column;
  }
}
@media(max-width:480px){
  .process-timeline{
    grid-template-columns:1fr;
  }
  .process-arrow{
    display:none!important;
  }
}